FHA Insured Financing Fha Pmi Percentage Post By Henry Contents Fha mip rates. 2017 30-year fixed rate Cutting annual premiums Research group estimated Base loan amount. exceptions: streamline refinance Mortgage insurance premiums. Fha Mip Calculator 2016 To round out the positive news, the Federal Housing Administration has announced that it will cut the cost of mortgage insurance premiums. The two-week decline in mortgage rates is welcome news.