Mortgage rates valid as of 25 Jul 2019 09:06 am CDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and 10.
Citibank Mortgage, a large-scale lender with a full menu of home loan products, offers low down payment options and considers alternative credit data. pros Low down payment options.
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The 15-year fixed-rate mortgage loan is a good choice for you if you have excellent credit. You’ll pay far less in interest over the life of the loan because you’ll pay off your loan in half the time it’ll take you with a 30-year fixed-rate mortgage.
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